<em>USAA v. PNC Bank</em> Federal Circuit Decision Discussion

This article analyzes the Federal Circuit’s decision in USAA v. PNC Bank, which invalidated PNC’s  mobile check-deposit patent under 35 U.S.C. § 101. It examines the ‘638 patent, PNC’s competing mobile check-deposit technology, and procedural history, focusing on the application of the Alice/Mayo test to determine the patent eligibility of financial technology innovations.